Just upgraded to the lifetime sub. The way I have it figured, I pay 12.95 now. I will pay $15.95 after the internet radio increase. I will have Sirius on my iPhone. StarPlayr is an app I cannot live without, since it has been the only way for me to get service in work. Beta 1 is great! Looking forward to beta 2 and the official app.
Anyway, paying 15.95 x 12mo = $191.40 + tax = $204.80/year
The $399 (minus the credit I had for this year) is like signing up for a two year sub!! After two years, it is money saved.